Our Services

 


INVESTMENT


PRODUCTS & SERVICES


 


_ Fixed-Income Investments


• Mutual Funds (income-oriented)


• Unit Investment Trusts (income-oriented)


• Municipal and Government Bonds


• Money Markets


• Certificates of Deposit


 


_ Equity Investments


• Mutual Funds (growth-oriented)


— Large Cap Growth/Value Funds


— Small/Mid Cap Growth/Value Funds


— International Equity Funds


— Asset Allocation Funds


— Sector Funds


• Unit Investment Trusts (growth-oriented)


• Publicly Traded Stocks


 


_ Retirement/Education Planning


• Traditional IRAs


• Roth IRAs


• SEP IRAs


• SIMPLE IRAs


• 401(k) Plans


• 403(b)(7) Plans (non-contributory)


• 403(b)(1) Plans


• Pension Plans


• Profit-Sharing Plans


• Keoghs


• Coverdell Education Savings Accounts (formerly Education IRA)


• 529 Plans


 


_ Investment Accounts (Traditional Brokerage)


 


_ Investment Advisory Programs


 


_ Fee-Based Brokerage Account


 


 


RISK MANAGEMENT


PRODUCTS & SERVICES


 


 


_ Life Insurance


• Annual Renewable Term


• Level Term — 5-, 10-, 15-, 20- and 30-Year


• Return of Premium Term


• Whole Life


• Universal Life


• Variable Universal Life


• Survivorship Variable Universal Life


• Survivorship Universal Life


 


_ Annuities


• Fixed (single premium & immediate)


• Variable Annuities (immediate & flexible payment)


• Group Annuities (qualified retirement plans)


• Equity Indexed Annuities


 


_ Disability & Long-Term Care Insurance


• Individual Disability Income


• Business Overhead Expense


• Disability Buyout Protection


• Individual Long Term Care


 


_ Health Insurance


• PPO


• Indemnity Plans


• Individual Medical Medical Plans


• HSA


• Medigap


 


_ Business Planning


• Executive Bonus Plans


• Business Continuation Plans


• Key Person Plans


• Split Dollar Plans


• Group Carve Out Plans


• Salary Continuation


• Deferred Compensation Plans


• Executive Planning Services


• Buy-Sell Agreements